It’s interesting how PayFi is starting to take the same structural role for finance that the OSI model did for the internet. When layers are clear and open, innovation compounds fast and that’s what @humafinance is building on top of Solana. Hearing that major players like Visa and Stripe are already exploring PayFi shows this is more than a web3 experiment. It’s becoming a framework for real world transactions, liquidity, and credit to flow together. The idea of looping capital across layers, instead of locking it in silos, gives PayFi a real edge. It’s efficient, scalable, and it naturally fits with stablecoin settlement and DeFi composability. Huma is moving like an infrastructure team rather than a DeFi hype project. 93K holders, continuous updates, real integrations that’s what organic growth looks like. If this momentum carries into Solana Conf, PayFi could become one of those frameworks everyone starts building around without realizing it’s quietly becoming a standard.