Huma Finance
HUMA
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Huma Finance price
in USD$0.0273
-- (--)
USD
Last updated on --.
Market cap
$47.32M #203
Circulating supply
1.73B / 10B
All-time high
$0.11
24h volume
$13.64M
About Huma Finance
Huma Finance (HUMA) is a pioneering PayFi (Payment Finance) platform built on Solana, designed to bridge the gap between traditional payments and decentralized finance (DeFi). It enables instant, borderless transactions by providing liquidity against future income streams like invoices or receivables, making cross-border payments faster and more efficient. With over $7B in processed transactions and partnerships with major players like Circle and Solana Foundation, Huma offers real yield opportunities for lenders and seamless credit access for borrowers—all powered by its native token, HUMA. Whether you're looking to earn stable yields or explore the future of on-chain payments, Huma Finance is reshaping how money moves globally.
AI insights
New
Solana
Payment
Last audit: 31 Dec 2022, (UTC+8)
Huma Finance’s price performance
Past year
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--
3 months
-24.21%
$0.04
30 days
-17.23%
$0.03
7 days
-7.62%
$0.03
Huma Finance on socials
Good Morning! Have a Great Tuesday Fams 💕
This quote really stuck with me.
People are policy, and the people have all changed
It’s one of those statements that hits deeper the more you think about it.
For years, regulation around digital assets felt distant, almost like it belonged to a different generation of policymakers.
Now, the people in those rooms understand the technology, the builders, and the potential impact.
That changes everything.
What @humafinance and others are doing through PayFi is building systems that can coexist with regulation instead of trying to dodge it.
The next big challenge isn’t innovation itself, but ensuring the rules we create today can survive the next decade of growth.
We finally have an open door, but the real work is about building trust between the policy world and the new financial architecture.
It’s not about speed anymore, it’s about durability.
Seeing this conversation take place under the PayFi banner shows how far the space has matured.
We’re no longer explaining why blockchain matters, we’re discussing how it fits into the global system.
That’s real progress.
GM - Monday insights.....
🎯 Diversification Strategy by Layer
👉🏼Layer 1: Foundation (40-50% of portfolio) — Capital Preservation
Build a stable base with proven assets and protocols:
AssetWhy It MattersEntry Strategy
$BTCDigital gold, macro hedge, currently at $114,949. Up +1.25% in 24h. Dominates market structure.15-20% of portfolio
$ETHEthereum ecosystem backbone, $4,165.82, +2.26% 24h. Largest smart contract platform.10-15% of portfolio
$SOLYour home chain, $200.05, +0.30% 24h. Keeps you in ecosystem while diversifying from memecoins.10-15% of portfolio
Why this matters: These three assets have deep liquidity, institutional backing, and move independently from memecoins. If MOODENG crashes, BTC/ETH/SOL likely hold or move differently.
👉🏼Layer 2: Yield Enhancement (20-30%) — DeFi Protocols
Earn while you hold. Current market shows $157.55B TVL globally (+3.58% weekly), with Solana at $11.81B TVL (+7.45% of total).
Top @Solana DeFi Opportunities:
ProtocolStrategyCurrent YieldRisk Level
Marinade FinanceStake SOL → mSOL~8% APYLow (largest LST)
RaydiumWSOL-USDC LP50-100%+ APYMedium (IL risk)
OrcaStable pairs (USDC-USDT)10-20% APYLow-Medium
Why this matters: You're getting paid to hold while you wait for your next move. Even 10% APY on $30-40K compounds nicely.
👉🏼Layer 3: Growth/Narrative Plays (15-25%) — Trending Tokens
Smart money is currently buying these on Solana:
TokenSmart Money SignalWhy Watch
$OPPanda (@realpandapunks) + Pnut3x accumulating1.88K volume, 1.07K net inflow. KOL backing = credibility.
$BOOSTTrending on Bitget+3.33% 24h, gaining momentum
$PIBitget trending+12.42% 24h, strong momentum
Why this matters: These have smart money backing AND exchange visibility. Not as risky as random pump-and-dumps, but still speculative.
👉🏼Layer 4: Macro Trends (10-15%) — Sector Rotation
Current market structure shows:
Ethereum dominance: 56.76% of all DeFi TVL
Stablecoin strength: $304.29B market cap (+0.24% weekly) — capital is flowing in
DEX volume declining: -64.50% in 24h (consolidation phase)
Perps volume down: -74.26% (less leverage, more risk-off)
What to watch:
AI narrative tokens (trending on Bitget: AICELL, HUMA)
Base ecosystem plays (5.40B TVL, 3.41% of market)
RWA tokens (emerging narrative, not yet crowded)
Are you diversified?
Is ai cooked or just heating up?
Guides
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Predict Huma Finance’s prices
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View Huma Finance’s price history
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Huma Finance on OKX Learn
Huma Finance Airdrop: How to Maximize Rewards and Understand the PayFi Revolution
What is Huma Finance? An Overview of the PayFi Model Huma Finance is revolutionizing decentralized finance (DeFi) with its innovative PayFi (Payment Finance) model. Unlike traditional crypto lending p
Huma Finance: Revolutionizing Global Payments with PayFi
Introduction to Huma Finance In the rapidly evolving world of cryptocurrency, Huma Finance stands out as a pioneering force, introducing the concept of PayFi—Payment Financing—to the global stage. Lau
Trade a wide selection of crypto on OKX
Huma Finance FAQ
Currently, one Huma Finance is worth $0.0273. For answers and insight into Huma Finance's price action, you're in the right place. Explore the latest Huma Finance charts and trade responsibly with OKX.
Cryptocurrencies, such as Huma Finance, are digital assets that operate on a public ledger called blockchains. Learn more about coins and tokens offered on OKX and their different attributes, which includes live prices and real-time charts.
Thanks to the 2008 financial crisis, interest in decentralized finance boomed. Bitcoin offered a novel solution by being a secure digital asset on a decentralized network. Since then, many other tokens such as Huma Finance have been created as well.
Check out our Huma Finance price prediction page to forecast future prices and determine your price targets.
Dive deeper into Huma Finance
Huma Finance is a PayFi network, powering the financing of global payments with instant access to liquidity.
Disclaimer
The social content on this page ("Content"), including but not limited to tweets and statistics provided by LunarCrush, is sourced from third parties and provided "as is" for informational purposes only. OKX does not guarantee the quality or accuracy of the Content, and the Content does not represent the views of OKX. It is not intended to provide (i) investment advice or recommendation; (ii) an offer or solicitation to buy, sell or hold digital assets; or (iii) financial, accounting, legal or tax advice. Digital assets, including stablecoins and NFTs, involve a high degree of risk, can fluctuate greatly. The price and performance of the digital assets are not guaranteed and may change without notice.
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OKX does not provide investment or asset recommendations. You should carefully consider whether trading or holding digital assets is suitable for you in light of your financial condition. Please consult your legal/tax/investment professional for questions about your specific circumstances. For further details, please refer to our Terms of Use and Risk Warning. By using the third-party website ("TPW"), you accept that any use of the TPW will be subject to and governed by the terms of the TPW. Unless expressly stated in writing, OKX and its affiliates (“OKX”) are not in any way associated with the owner or operator of the TPW. You agree that OKX is not responsible or liable for any loss, damage and any other consequences arising from your use of the TPW. Please be aware that using a TPW may result in a loss or diminution of your assets. Product may not be available in all jurisdictions.
Market cap
$47.32M #203
Circulating supply
1.73B / 10B
All-time high
$0.11
24h volume
$13.64M